CHAMPAIGN, Ill. (Chambana Today) — With the holiday giving season underway, Champaign officials and consumer protection agencies are warning residents to be on alert for charity scams designed to take advantage of December’s surge in donations.
National data shows that 31% of annual charitable giving occurs in December, and local nonprofits say they depend heavily on that seasonal generosity. But law enforcement officials say scammers know this too — and they often target communities like Champaign where holiday fundraising drives are well established.
According to a 2023 release from federal prosecutors, fake charities remain one of the most common scams circulating during the holidays. The New Jersey Division of Consumer Affairs notes that fraudulent charity operators often use legitimate-sounding names to trick donors into giving money.
Phishing emails continue to be a major concern as well. The Federal Trade Commission received 358,000 reports of scam emails last year, though the true number is likely much higher. These messages often impersonate banks, credit card companies or recognizable charities, prompting recipients to click suspicious links or share credit card information. Officials warn residents to never donate through email links or disclose payment information electronically.
Scammers may also use high-pressure tactics to push for immediate donations via phone, email or text. Reputable charities do not demand instant contributions, and the FTC cautions that requests for payments through wire transfers, cash or gift cards are red flags.
Another tactic circulating this season involves “thank you” messages sent to people for donations they never made. Officials say the goal is to create a false sense of trust, hoping the recipient will give without verifying the charity.
Local consumer advocates encourage Champaign residents to research organizations, avoid unsolicited donation requests and verify charity names through trusted databases.
More tips for safe giving can be found at consumer.ftc.gov.