CHAMPAIGN, IL (Chambana Today) – When you’re seriously injured, hiring an experienced attorney is essential. Most importantly, having someone on your side to stand up for your rights allows you to focus on your recovery and rest assured your case is progressing.
Negotiating a settlement on your own with insurance companies can often result in less compensation, leaving you struggling to pay medical bills and recover lost income. Having a personal injury lawyer on your side can help you secure the full amount of compensation you deserve if you become seriously injured or disabled due to someone else’s negligence. Even with a valid personal injury claim, insurance companies may cause delays in necessary medical treatment, offer you less than you deserve, or refuse to accept accountably altogether and deny your claim. In such situations, having a personal injury lawyer on your side is crucial in the fight for justice.
At Spiros Law, we understand the stress and uncertainty following an injury. Insurance companies often try to underpay or deny claims, adding to your burden. Our goal is to relieve you from dealing with the insurance company runaround, to make sure you receive the proper medical care you need, and to secure the coverage you deserve. Here’s how we can help:
Navigating Coverage
Understanding your coverage after an injury is vital. The attorneys at Spiros Law know how to handle insurance companies and navigate the complexities of your policy to ensure fair treatment. Their team of attorneys and Legal Assistants assist in identifying all available coverage options that is available to you after an accident. They handle the claim process, uncovering all your options and reducing your stress.
Meeting the Statute of Limitations
In Illinois, a personal injury claim generally must be filed within two years of the accident or injury discovery. There are exceptions and some specific situations of your injury can change the filing period requirements. At Spiros Law, they help you understand how these rules apply to your case, ensuring timely filing.
Managing Medical Bills and Liens
Medical costs can accumulate quickly after an injury, often resulting in liens from healthcare providers and insurance companies. If you have MedPay under your auto insurance, you might also face a lien. The attorneys at Spiros Law are well versed in the medical billing process and can explain how liens impact your case and explore options for reducing medical payments, allowing you to focus on recovery. It is also common for medical liens to be negotiated to lower your burden of payment.
By finding all the coverage available to you and helping to negotiate your medical liens, the attorneys at Spiros Law fight to maximize your take home portion of your settlement. The best part of having a fierce Spiros Law attorney as an advocate fighting for your rights, is that they work on a contingency basis in most cases.
Understanding Contingency Fees
Working on a contingency fee basis means that you don’t pay any fees unless your attorney is able to recover compensation for you. This structure aligns everyone’s interests, ensuring the best possible outcome is pursued. It also removed the stress of worrying about additional bills while you are trying to focus on your physical recovery.
What is a Contingency Fee?
In a contingency fee arrangement, you pay a percentage of any financial recovery from a settlement or verdict to your attorney after it is received. In Illinois, this fee is usually one-third of the total amount awarded. At Spiros Law, our attorneys will review the fee structure with you and make sure you understand before receiving your approval to proceed with your case.
Benefits of a Contingency Fee Agreement
A contingency fee arrangement is appealing because it allows you to secure legal representation without upfront payment. Injuries often lead to significant medical expenses and lost income, making it difficult to afford legal fees. This arrangement provides financial and emotional relief during a challenging time so you can rest assured knowing your rights are being represented while not having to worry about receiving yet another bill.